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Home Purchase Refinance Cash Out Rate Reduction Debt Consolidation Home Improvement Bankruptcy Buyout Foreclosure Buyout Privacy Disclosure Security |
Types of Loans
For more information visit our Help Center Glossary of Terms. Need to contact us? Home Purchase We have several New Purchase options with great benefits
Rates do vary but in general thay are based on the purpose and type of the loan, your income, property value, the loan amount and of course your credit history. Points are fess added to loans and each point usually represents 1% of the loan amount. They are paid at loan closing if you are willing to pay them. Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a yearly rate. Because APR includes points and other costs such as origination fees, it's usually higher than the advertised rate. >>Top Home Refinance We have several Refinance options with great benefits
Rates do vary but in general thay are based on the purpose and type of the loan, your income, property value, the loan amount and of course your credit history. Points are fess added to loans and each point usually represents 1% of the loan amount. They are paid at loan closing if you are willing to pay them. Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a yearly rate. Because APR includes points and other costs such as origination fees, it's usually higher than the advertised rate. >>Top Cash Out Once you are making monthly mortgage payments on your home you are building equity, it's a benefit or being a home owner. If you want to draw on that equity you can arrange for cash out financing with one of our professional loan consultants. In most cases you can refinance up to 75 - 80% of the value of the property, perhaps a little less with a Jumbo loan. Another way to leverage equity is a home equity loan or second mortgage loan, talk to one of our professional loan consultants to review the best method for you. Apply now for quick results >>Top Rate Reduction When mortgage interest rates drop they open up an opportunity for home owners to reduce their current mortage rate by applying to Citywide Mortgage Corporation. Complete the application and you will be contacted by a professional loan consultant who will guide you through the process. Take advantage and refinance your home mortgage. Refinancing replaces your existing loan with another lower interest rate loan for the same amount. This can save you money when market interest rates drop a percentage point lower than your present rate. Refinancing can be used to reduce your interest rate, change the term of your loan, or to consolidate your debts. >>Top Debt Consolidation One of our professional loan consultants can help you with a debt reduction analysis to see how you can save money. Sometimes refinance works best, in other cases a second mortgage might be the way forward. When you are ready to consolidate your debts you will need expert advice, so don't hesitate to apply now. >>Top Home Improvement With a Home Equity Loan you can use your home as collateral to consolidate bills, make home improvements, plan a vacation or buy a new car. There is also a The Title I loan for individuals requiring funds for home improvement, but who have little or no equity in their property or who live in a state where equity loans are very limited. If you have some equity in your home you may want to consider refinancing for your home improvements. Title I loans bear a higher interest rate than other loan types available. Get expert help from one of our professional loan consultants, apply now. >>Top Bankruptcy Buyout With a little help you can eliminate your debt without filing for bankruptcy. One of our professional loan consultants can help, apply now. >>Top Foreclosure Buyout When your current lender has notified you that they are starting foreclosure proceedings call us right away. This program is designed to use the equity in your house to prevent you from losing your home. Talk to one of our professional loan consultants about the options available to you with a home saver program. We will work with your attorney and your current lender to get a program put together so that you can not only keep your home, but afford to stay there as well.  |